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    50/30/20
    Budget Planner
    Split your income across needs, wants, and savings
    $5,000
    Needs50%
    Wants30%
    Savings20%
    Allocation
    Monthly Breakdown
    See the amounts your plan allocates
    Fill in your income and percentages, then click Build Plan.

    Pro Tips

    Expert advice to maximize your financial planning

    Compound Interest
    A = P(1 + r/n)^(nt)
    • • P: Principal amount
    • • r: Annual interest rate
    • • n: Compounding frequency
    • • t: Time in years
    EMI Formula
    EMI = [P×r×(1+r)^n] / [(1+r)^n-1]
    • • P: Loan amount
    • • r: Monthly interest rate
    • • n: Loan tenure in months
    Healthy Ratios
    Emergency Fund6 months
    Savings Rate20%+
    Debt-to-Income<36%

    Ready to Take Control?

    These tools are just the beginning. Track your progress, set goals, and build a complete financial picture with Onyza.